13 Steps to New Homeownership

We're with you every step of the way.

You've made the best decision to buy a brand-new PMC Home. As you move forward through each phase of the building process, our PMC Homes team will work side-by-side with you to make sure you understand and are prepared for each step of new home ownership. It's all part of our absolute commitment to offering the highest quality service. Making sure you get the home you want, just the way you want it!

1) Finding your new home. It's the first step in the exciting process of owning your new PMC Home. You've chosen the right neighborhood. Now you can pick a great homesite and floor plan. A sales associate will assist you in choosing a homesite or discuss future availability.

2) Qualifying for your new home. At this time, our preferred lenders can pre-qualify you for a loan amount. This is extremely helpful because now you'll have an idea of how much home you can afford! Visit our Financing section

3) Selling your existing home. Selling your existing home. PMC Homes has partnered with Carol Brown with Keller Williams Realty for exclusive sales of our existing new construction homes. The talented experience Carol offers can assist you in listing and selling your existing home. Call Carol at 918-740-9694 for a no-obligation consultation.

4) Completing your purchase agreement. An appointment will be set to complete your purchase agreement. The meeting will last two to three hours and you'll want to bring your checkbook for a deposit to accompany the agreement Because the homebuying process consists of numerous details, we encourage you to ask any questions along the way. We want to keep you informed and aware of all phases and requirements of the homebuilding process. By paying close attention to the details, you'll be a well-informed homebuyer! At this time, your PMC Homes sales associate will contact you to set your appointment to pick your favorite personalizing options at the PMC Homes Design Studio. We encourage you to browse the decor options at the Design Studio prior to your final appointment. You'll also receive various handouts that provide details on making your homebuying experience even easier with PMC Homes.

5) Designing your new home. Now it's time to show your style with the help of the PMC Homes Design Studio. There are two steps to using the PMC Homes Design Studio. First, because of all the many choices available, you'll want to begin by browsing all the options as soon as possible. Bring fabric swatches and great ideas for designing your new PMC Home. It may take a few browsing visits to determine all the options you desire. Consider all your choices, including appliances, electrical fixtures, flooring, blinds, home theater and more. In the end, browsing pays off because you've given yourself the time and opportunity to make the perfect choices for your home. The second step is the finalization appointment, which will last approximately two to three hours. Your PMC Homes sales associate will help you submit all of your option choices. This is your final opportunity to choose your options. We ask that children do not attend so we can diligently work through the appointment together.

6) You're approved. At this point, you've moved from prequalification to the final loan approval for your new home. Approval is required within 30 days of signing the Purchase Agreement. Please consult with your mortgage professional if you are planning any changes to your financial profile. Remember, along the way, your mortgage professional may request updated information.

7) Pre-construction meeting. The day to start building your new home has arrived! You'll have a preconstruction meeting with an "onsite builder" who will provide details on what you can expect during each phase of building. The onsite builder will also review your options and answer any questions.

8) Building your new home. Your home has been framed and is ready for drywall. Electrical has been added and plumbing is in place. It's time again to tour the building site. Like the preconstruction meeting, this will take 30-60 minutes. You should take the same safety precautions, which include wearing closed-toe shoes. Plus, make sure to bring your options contract in case you need to go over any final details.

9) Finishing touches - Your new home is close to being finished! This is an important time to:

• have your home loan consultant lock in your interest rate and forward loan documents to the title company a minimum of 60 days prior to homeowner orientation
• set your appointment to sign closing documents
• create or transfer accounts with your utility companies
• obtain homeowners insurance

10) Getting to know your home - Your Homeowner Orientation will take approximately two to three hours. Please arrive early to make sure we can begin your orientation on time. Also, have your Homeowner Manual and disclosures available to review with your PMC Homes representative. As a safety precaution, we prefer to limit this Orientation to adults, and ask that children do not visit the construction site. Your representative will confirm your sign-off appointment, which is usually three business days after the Homeowner Orientation.

11) Signing the closing papers - As you get closer to finally owning your brand-new home, you'll meet with the title company representative. This appointment will take approximately one hour. It is important to bring:

• cashier's check made payable to title company
• valid driver's license or passport

12) You get the keys - THE BIG DAY HAS ARRIVED! These items have been completed:

• Homeowner Orientation
• loan documents signed and closing funds deposited
• sign-off appointment completed
• title recorded

13) Invite Friends and Family to your new PMC Home.